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1. Membership Scope

1.1 Membership provides access to AMCOB’s ecosystem, which may include networking events, peer advisory groups, programs, investment opportunities, digital resources, and other benefits as determined by AMCOB.

1.2 Membership benefits may vary depending on membership type, level, or location. AMCOB reserves the right to update or modify benefits without prior notice.

2. Eligibility & Professional Standing

2.1 The Member represents that they are in good professional standing and, where applicable, duly licensed to perform their work.

2.2 The Member represents that they are not currently subject to disciplinary actions or license suspension/revocation by any relevant authority.

3. AMCOB Ethos & Code of Conduct

Participation in AMCOB reflects a commitment to shared values that define who we are and who we aspire to be. By becoming a member, you agree to uphold the following principles:

• Uphold human rights and promote global justice.
• Demonstrate ethical business practices in all professional interactions.
• Refrain from engaging in controversial political lobbying within AMCOB activities.
• Foster a workplace culture rooted in respect, inclusion, and belonging.
• Support economic empowerment and social responsibility.
• Align with AMCOB’s mission to strengthen Muslim entrepreneurship globally.
• Operate with transparency and integrity in all dealings.

AMCOB gatherings and programs are spaces of trust, built on shared principles, mutual respect, and global responsibility. Members are encouraged to participate with openness and integrity; arriving as light, leaving illuminated.

3.1 Enforcement

AMCOB reserves the right to address breaches of this Ethos through warnings, suspension, or termination of membership, as aligned with the Code of Conduct.

4. Confidentiality (Non-Disclosure)

4.1 Members shall treat as confidential any information disclosed by or on behalf of AMCOB that is designated as confidential or reasonably understood to be so.

4.2 Confidential information may not be shared, disclosed, or used outside of AMCOB without prior written consent.

4.3 This obligation survives termination of membership.

5. Publicity & Media Release

5.1 Member grants AMCOB the right to use their name, photo, company, and biography in communications, websites, and social media, unless the Member requests in writing not to be publicly featured.

5.2 Member releases AMCOB from any claims relating to such usage, including rights of publicity, defamation, or invasion of privacy.

6. Membership Term

6.1 Membership begins on the date of registration and continues for twelve (12) months, unless otherwise stated.

6.2 Memberships automatically renew for successive twelve (12) month terms unless cancelled in accordance with Section 8.

7. Payments & Refunds

7.1 Membership Fees

Membership fees are due upon registration and may be paid either:

• Annually (Upfront): The full annual membership fee is paid at the time of registration.
• Monthly (Installments): The annual membership fee is paid in twelve (12) equal monthly installments, automatically billed to the payment method on file.

7.2 12-Month Commitment

All memberships are for a full twelve (12) month term, regardless of payment method selected. The monthly payment plan is an installment arrangement for the annual fee, not a month-to-month subscription.

7.3 Final and Non-Refundable

All membership fees are final, non-transferable, and non-refundable under any circumstances, including but not limited to:

• Member’s decision to discontinue participation before the end of the term;
• Non-attendance at events, meetings, or programs;
• Changes in personal, professional, or financial circumstances;
• Termination due to breach of this Agreement.

7.4 Payment Authorization

Members authorize AMCOB to charge the designated payment method for the full membership fee, either as a one-time annual charge or recurring monthly installments. If a monthly payment fails, AMCOB may suspend or terminate membership until payment is resolved.

7.5 Renewal and Cancellation

Membership automatically renews for an additional twelve (12) month term, billed annually or monthly as previously elected, unless AMCOB receives written notice of cancellation at least thirty (30) days before renewal. Renewal fees are non-refundable once charged.

7.6 Waiver of Cooling-Off Period

By registering, the Member acknowledges that membership access begins immediately upon payment and waives any statutory or implied “cooling-off” or cancellation period.

7.7 AMCOB’s Right to Terminate

If AMCOB terminates membership without cause, AMCOB may, at its sole discretion, issue a pro-rata refund of unused membership fees. No other refunds will be granted.

7.8 Chargeback Protection

Member agrees not to dispute valid charges or initiate chargebacks. Member shall indemnify and hold AMCOB harmless against any claims, losses, or fees arising from attempted reversals or chargebacks.

8. Termination & Suspension

8.1 AMCOB may suspend or terminate membership immediately if:

• Fees are unpaid;
• Member violates this Agreement or Code of Conduct;
• Member engages in unethical, unlawful, or damaging activity.

8.2 Termination does not release the Member from payment obligations.

9. Events & Liability

9.1 Members attend events at their own risk. AMCOB is not liable for accidents, injuries, or losses during events.

9.2 Members are responsible for their own travel, accommodation, and related expenses.

9.3 AMCOB is not responsible for business outcomes, agreements, or relationships formed between members.

10. Data Privacy

10.1 AMCOB collects and processes Member data for administration, communication, and program delivery.

10.2 AMCOB complies with applicable data protection laws, including GDPR where relevant.

10.3 Members may request data deletion by contacting AMCOB, subject to legal and administrative obligations.

11. Force Majeure

AMCOB shall not be liable for failure to perform obligations due to circumstances beyond its control, including natural disasters, government restrictions, or pandemics.

12. Governing Law & Dispute Resolution

12.1 This Agreement is governed by the laws of the State of California, USA.

12.2 All disputes shall be resolved by binding arbitration under the American Arbitration Association.

13. Miscellaneous

13.1 Entire Agreement – This Agreement supersedes all prior understandings, written or oral.

13.2 Severability – If any provision is unenforceable, the remainder remains valid.

13.3 Notices – All notices shall be delivered via email to the addresses on record.

Effective Date: October 13, 2025 (Updated)

Acknowledgement

By signing or electronically accepting, the Member confirms they have read, understood, and agreed to be bound by this Agreement.